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Living paycheck by Paycheck

"You can be young without money, but You can't be old without it" "If you are born poor it's not your mistake, but if you grow up to still be poor it's your mistake" Those are the quotes that I have encountered just recently. Good timing actually.  Dear Readers, Before I continue with the actual main topic for this blog (Financial Freedom), it is best for me to introduce myself. I am living in one of the well known rich country in the world, Brunei Darussalam, yet is stuck in the situation where most of the other people in the world also have. Being Broke .  I am not proud of saying it but in order for me to solve this problem, I have to face it, finding the best solution for it and help others on how to manage it.  I am currently working under private sector earning not more than BND27000 per year. Having a lot of responsibilities on my hand, I somehow transform my life into a life full of debt. The reason as to why I am post
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